For my colleagues, my brothers and all my blog readers around the world, may the lesson of this story bother you
It's the Year 2027 and the retirees of Lucena City, the capital of Quezon Province Philippines, were suffering from little or no money at all in their age when they need money most. The retirees were facing extreme poverty, yet no help was in sight. So the head of SSS and GSIS Lucena announced that they will meet all retirees in Lucena City Hall and it will be devoted in discussion on ways to increase the pension money. The SSS and GSIS head's srong beliefs became infectious, and the retirees from all barangays in Lucena City grew excited as they happily anticipated the money that they believe will surely follow the meeting. Word quickly spread, and that meeting, retirees from all over Quezon Province packed the town hall.
The SSS and GSIS head looked upon the retirees, whose faces were full of eagerness. Their clothes were neatly pressed, their gray hair done, their shoes shined. They believed in the SSS and GSIS 's ability to make money, and they had faith that their prayers for additonal pension will be answered.
But the SSS and GSIS head never started the meeting. Instead they told the retirees to go home. "You do not truly believe that you will have more money", the two heads said to the astonished gathering.
"Why do you say that?" an old woman asked.
"Because," the head of SSS replied, " if you did not believe in financial planning 20 years ago, you will not believe what we will say today".
Feeling dejected and oppressed, the retirees trekked in their respective homes and weeped.
They pound their chest and say "If I only..... spend less and invest more.....